Axis Bank is one of the major banks in India which offers a wide range of credit cards for shopping, lifestyle, travel, etc. Neo, MyZone, Ace, and Flipkart Axis Bank credit card are a few extraordinary cards. While Ace is the all-rounder cashback card and the Flipkart Axis Bank credit card merits a look too. Particularly, assuming somebody shops from Flipkart. Here is a review of Flipkart axis bank credit Card.
Fees & Charges
The Flipkart Axis Bank Credit Card fees and charges are listed in the table below:
| Joining fee | Rs. 500 |
|---|---|
| Annual Fee | 2nd year Onwards: Rs. 500 Annual fee waived off on annual spends greater than Rs. 2,00,000. |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
Welcome Benefits
Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the offers.
- Rs. 500 worth Flipkart vouchers on your first transaction with your Flipkart Axis Bank credit card.
- 15% cashback up to Rs. 500 on your first transaction on Myntra using Flipkart Axis Bank credit card.
- 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers using Flipkart Axis Bank credit card. Use the code “AXISFKNEW”
Unlimited Cashback
Flipkart Axis Bank credit card gives rewards in the form of cashback. The earned cashback in a statement period is automatically credited to the next statement. There is no max cap on any of the cashback categories.
- 5% Cashback on Flipkart and Myntra
- 4% cashback on Preferred Merchants such as Cleartrip, Swiggy, Uber, PVR, Cure.fit, Tata 1mg, and Tata Sky
- Other spends 1.5% cashback
- No cashbacks on Fuel, Rent, Gift card purchases, Jewellery and Convert to EMI Spends
Airport Lounge Access
Flipkart Axis Bank credit card offers four complimentary domestic lounge visits in India per calendar year. The list of participating lounges is limited to a few cities – Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, and Pune.
Fuel Benefits
- Avail a fuel surcharge waiver of 1% with your credit card at all fuel pumps across India.
- The offer is valid only for transactions ranging between Rs.400 and Rs.4,000.
- The GST on the fuel surcharge will be non-refundable.
EMI Benefits
- The credit card enables you to convert your purchases into EMIs with low-interest rates and a wide range of tenure ranges.
- Only purchases amounting to a minimum of Rs.2,500 can be converted to EMI with your credit card.
Dining Benefits
- With Axis Bank Flipkart credit card, get a discount of 20% at partner restaurants under the ‘Dining Delights’ program by Axis Bank.
- To check the list of restaurants, it is advised to visit the Axis Bank website.
Axis Bank Flipkart Credit Card Limit
The credit limit for your Axis Bank Flipkart card is completely at the discretion of Axis Bank. The bank will consider several factors before assigning a credit limit to your card such as your annual income, your credit score and credit report along with checking the repayment habits of your past and ongoing debts.
How to Apply for the Axis Bank Flipkart Credit Card
To apply for the Axis Bank Flipkart credit card, you can do so through offline and online methods as well. You can apply for the card offline, by visiting the branch of Axis Bank or by contacting the Axis Bank customer care.
Through online methods, you can apply for the card through the Axis Bank website or in Flipkart Website and app.
Pro and Cons
Here is some good points in Flipkart Axis Credit card
- 5% cashback for Flipkart/Myntra purchases with no cap
- Minimum 1.5% cashback for transactions
- Easy EMI
- Best for Flipkart & Myntra customers
Some points may be considered for Flipkart Axis Credit Card
- Annual charge High
- No Cashback on Rent spends
- Few airport Lounge accesss
Way Forward
Flipkart Axis Bank Credit card is a decent choice for somebody who favours direct cashback. Assuming that you use Flipkart for shopping, the 5% unlimited cashback can give incredible reserve funds. The second justification behind getting this card is that Flipkart provides with Axis for the 10% markdown during deals. With this card, the all out cashback is 15%.Include the most 1.5% cashback and this can be a regular Visa that can be utilized for all exchanges as well Fuel Benefits.