Amazon Pay ICICI Bank Credit Card is a credit card issued by ICICI Bank in association with Amazon Pay (India) Private Limited (Amazon Pay) and Visa. This is a lifetime free credit-card with no joining fees or renewal fees. The card profit component is intended to give earnings to each buy as Amazon Pay balance. Here we will tell the best secrets about Amazon Pay ICICI Bank Credit Card by our review.
7 secrets that makes popular
Save even when you spend and enjoy special privileges with the Amazon Pay ICICI Bank Credit Card. This card pays you back, everywhere and every time. It is made exclusively for you, so there is no limit to your celebrations.
- Earn 5% back on your spends on Amazon India if you are an Amazon Prime member.
- You earn 3% back on your spends on Amazon India even if you are not a member of Amazon Prime.
- Use this card on Amazon Pay and you earn 2% back on the payments to 100+ Amazon Pay partner merchants 100 partner merchants of Amazon Pay.
- You earn 1% back on all your other expenses, such as shopping, dining, insurance payments, travel costs and so much more.
- Automatic conversion of earnings to Amazon Pay balance on completion of every billing cycle of this credit card within 2 days. Applicable Amazon Pay balance is added to the Amazon account used to apply for this card.
- There is no minimum redemption amount and no fees on redeeming earnings.
- 1% cashback on rent spends.
| Annual Fee | Nil |
| Best Suited For | Shopping |
| Key Feature | 1% cashback on all transactions |
| Shopping Benefits for Amazon Prime Members | 5% cashback on Amazon spends |
| Shopping Benefits for Amazon Non-Prime Members | 3% cashback on Amazon spends |
| Moneytek Rating | ★★★★☆ (4.5/5) |
How can You apply for Amazon Pay ICICI Bank Credit Card?
- Go to Amazon Pay ICICI Bank Credit Card and click Get Card.
- Follow the on-screen instructions to apply for the card.
Note: In case you have an existing relationship with ICICI Bank, you will continue to have ownership of your older ICICI Bank Credit Card, post approval of the Amazon Pay ICICI Bank Credit Card
If you have availed any ICICI card product (credit card or any other credit line product) from ICICI in the last 1 month, you are not eligible to apply for Amazon Pay ICICI Bank Credit Card and your application will be rejected. In case your card request has been declined it may be due to one or many reasons and you must wait for 90 days to re-apply it once again
How do you become eligible for Amazon credit card
Be between the age bracket of 18-60 years. Be either salaried or self-employed. Reside in serviceable cities as listed by the Bank. Have a minimum monthly income of ₹25,000 (for ICICI customers) or ₹35,000 (for others).
joining fee and annual fee
Amazon Pay ICICI Bank Credit Card is free for a lifetime, and that implies that the card charges zero yearly or joining expense. In the event that you are happy not paying a yearly charge for your Visa card at the same time wish for cashback consequently, this card can be the most ideal choice.
Get Cashback on all your spends
Amazon Pay ICICI Bank Credit Card offers cashback on all transactions. The different cashback earnings are given below:
| Category | Cashback |
| Amazon Prime Members | 5% cashback on all purchases made on Amazon |
| Amazon Non-Prime Members | 3% cashback on all purchases made on Amazon |
| Amazon Pay Merchants* | 2% cashback on transactions made for flight bookings, recharges, bill payments, gift card, and spends on Amazon Pay partner merchants |
| Other Spends | 1% cashback |
| Fuel, jewellery, EMI Spends | No Cashback |
Other Key Benefits
With Amazon Pay ICICI Bank Credit Card, you get the following additional benefits:
- 1% waiver on fuel surcharge across all petrol pumps in India
- Chip and PIN facility which enables a secure transaction at POS (Point Of Sale) and ATMs (Automatic Teller Machines)
- No cost EMIs are provided to users who purchase items on Amazon that are worth more than Rs. 3,000. No cost EMIs come with a tenure of only 3 and 6 months
Benefits are not always good
- No cashback for Fuel Spends
- No cashback for Jewellery Spends
- No cashback on EMI transactions
- Now days during sales amazon.in decreases the instant discount amount with compare to other ICICI credit card and adjust with the cashback. this is not a good strategy.
- Many online merchants excluding Amazon Pay ICICI Bank Credit Card during sales with ICICI card.
Way Forward
Amazon Pay ICICI Bank Credit Card is the best suited for Frequent Amazon shoppers People who love to shop online and are looking for cashback. If you use Flipkart more than Amazon, then you should consider Flipkart Axis credit card as it offers 5% cashback on Flipkart . Confused !, Let’s have a look at the difference between the two cards.
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