Tata Neu Infinity HDFC Bank Card is a co-branded shopping card recently launched by HDFC Bank in partnership with Tata Neu. The card comes With exciting shopping benefits and several additional privileges such as complimentary lounge access, insurance cover against air accidents, etc. The detailed benefits and features of the Tata Neu Infinity Card are given below:
Features
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands click here
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card click here
- Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass. For details on the Tata NeuPass, please click here
- To know how to activate you card as per RBI guideline click here
Note: NeuCoins will not accrue for Fuel Spends, Wallet loads and Smart EMI / Dial an EMI transaction.
Additional Features
Zero lost card liability: In the unfortunate event of losing your Tata Neu Infinity HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
Foreign Currency Markup: 2% on all your foreign currency spends
Revolving Credit: Available at a nominal interest rate on your Tata Neu Infinity HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
Fees and Charges for Tata Neu Infinity HDFC Bank Credit Card
The fees that are levied for the Tata Neu Infinity HDFC Bank Credit Card are mentioned below:
| Joining Fee | Rs.1,499 plus taxes. |
| Renewal Fee | Rs.1,499 plus taxes. In case Rs.3 lakh and above is spent before the renewal date, the renewal fee need not be paid. |
| Foreign Currency Markup | 2% of currency spends |
| Revolving Credit Charges | 41.88% per year |
| Foreign Currency Transactions | 2.5% (6E Rewards XL) |
Welcome Benefit
Get 1,499 NeuCoins on Tata Neu App (as reversal of 1st Year Membership Fees), applicable on 1st Transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction.
Note: For eligible customers, option to claim the Welcome Benefit will be available inside Tata Neu App for 180 days from statement date of the eligible transaction. The validity of the NeuCoins given against Welcome Benefit will be 365 days from the claim date. 1 NeuCoin = ₹1 redeemable on TATA Neu App .
Welcome Benefit is not applicable on Lifetime Free and First Year Free Cards.
Joining/Renewal Membership Fee – ₹1,499/- + Applicable Taxes
Lounge Access
A. Domestic Lounge Access – VISA / RuPay Card
8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). ₹2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
B. International Lounge Access – VISA Card
Using Priority Pass, you and your add on member can together avail up to 4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India.
C. International Lounge Access – RuPay
4 Complimentary Lounge Access per calendar year (1 per Quarter), outside India. Customers will be charged a transaction fee of $3.25 on their Credit card towards complimentary lounge access, same shall be reversed. Visit exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India
(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹500 per statement cycle)
Renewal Offer
Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
Insurance Benefits
Accidental air death cover worth ₹1 Crore .Emergency overseas hospitalization: up to ₹15 lakhs . Lost Card Liability Cover : Up to ₹9 lakhs.
NeuCoins Redemption & Validity
ou can use your NeuCoins for purchases on Tata Neu /Website for Brands like:
- AirAsia India
- Bigbasket
- Croma, Westside.
- Tata CLiQ, Tata CLiQ Luxury
- Hotel Bookings/Purchases on IHCL
- TATA 1MG
- Qmin
- Titan and Tanishq (only via Tata Neu)
You can use your NeuCoins by selecting Tata Pay/ NeuCoins /Loyalty Redemption as the payment method. NeuCoins can only be used on eligible transactions as defined by the individual brands.
NeuCoins expire 365 days after your last transaction involving an eligible earn or use of NeuCoins (even if it’s just one NeuCoin earned or used).
conclusion
This card is recommended for those who spends more in TATA Group of brands. Tata Neu HDFC Bank Credit Card. Now available with a Zero Joining fees offer. Hurry and Apply